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1822direkt 1822direkt Bank Norwegian Bank Norwegian Bank of Scotland Bank of Scotland BBVA BBVA Berliner Volksbank Berliner Volksbank bunq bunq C24 Bank C24 Bank comdirect comdirect Commerzbank Commerzbank Consorsbank Consorsbank Crédit Agricole Savings Crédit Agricole Savings CreditPlus Bank CreditPlus Bank DenizBank DenizBank Deutsche Bank Deutsche Bank Deutsche Skatbank Deutsche Skatbank DISTINGO Bank DISTINGO Bank DKB DKB easybank easybank Ferratum Ferratum Frankfurter Sparkasse Frankfurter Sparkasse Frankfurter Volksbank Rhein/Main Frankfurter Volksbank Rhein/Main FYRST FYRST GEFA Bank GEFA Bank Hamburg Direct Bank Hamburg Direct Bank Hanseatic Bank Hanseatic Bank HypoVereinsbank HypoVereinsbank Ikano Bank Ikano Bank ING Deutschland ING Deutschland J&T Direktbank J&T Direktbank Klarna Klarna meine Volksbank Raiffeisenbank meine Volksbank Raiffeisenbank myntro myntro Nexent Bank Nexent Bank norisbank norisbank Openbank Openbank pbb direkt pbb direkt Postbank Postbank PSD Bank Karlsruhe-Neustadt PSD Bank Karlsruhe-Neustadt PSD Bank Nürnberg PSD Bank Nürnberg quirion quirion S-Kreditpartner S-Kreditpartner Santander Consumer Bank Santander Consumer Bank Sparda-Bank Hamburg Sparda-Bank Hamburg Suresse Direkt Bank Suresse Direkt Bank SWK Bank SWK Bank Targobank Targobank TF Bank TF Bank Tomorrow Tomorrow UmweltBank UmweltBank wiLLBe wiLLBe

Credit intermediaries

They do not lend themselves: they pass your application to partner banks, which set the terms.

auxmoney auxmoney Baufi24 Baufi24 CE-Baufinanz CE-Baufinanz Dr. Klein Dr. Klein DTW Immobilienfinanzierung DTW Immobilienfinanzierung GIROMATCH GIROMATCH INFINA INFINA Interhyp Interhyp Maxda Maxda Verivox Verivox

Payment and e-money institutions

They offer accounts and cards but are not banks: no lending, and money held is not covered by deposit guarantee like at a bank.

Accountable Accountable FINOM FINOM Holvi Holvi Kontist by Shine Kontist by Shine PayCenter PayCenter Qonto Qonto Tide Tide Wallester Business Wallester Business

Investment firms and robo-advisors

They manage investments; client cash is held at a partner bank.

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