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Monthly ranking October 2026

Ranking of payday loans in Germany - October 2026

2 offers · Sorted by: lowest APR first

Created 1 Oct 2026 · Updated 21 Oct 2026

Payday loans (up to 3 months) and instalment loans are compared separately, because the APR of a 30-day loan cannot be set against that of a multi-year loan. Payday loans are ranked on the representative examples lenders state for each term, instalment loans by APR. This ranking covers offers available in Germany.

Offer ranking - October 2026

1
★ #1 Best offer
Cashper
Cashper

Minikredit

Lowest APR in this comparison.

✓ Effective APR from 13.50% ✓ Nominal rate from 13.50% ✓ No processing fee
13.50%
APR
Check offer
2
Top 3
Vexcash
Vexcash

Kurzzeitkredit

APR 0.40 pp higher than this comparison's leader.

✓ Effective APR from 14.82% ✓ Nominal rate from 13.90% ✓ No processing fee
13.90%
APR
Check offer

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How is this ranking created?

We checked 2 payday loans offers in Germany for you in w October 2026. Offers are selected using a composite score: interest rate (50%), product badge count (30%) and user popularity (20%). The order in the table follows the sorted value alone; ties are settled alphabetically. Partner commission does not affect selection or position.

APR is shown for each offer's representative example. Amounts and terms may differ, so a position in the ranking does not mean the cost is fully comparable - check the terms of the specific offer.