15 offers · Lower rate = better offer
In September 2026 we compared the best Cash loans available. Rates ranged from 0.67% to 4.75%. Top offer: Verivox with "Turbokredit" at 0.67% per year. This ranking covers offers available in Germany.
Reviews bank offers day to day and keeps the rankings published on BankSorter accurate — we pull data straight from bank APIs and verify it before every publication.
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Indicative calculation based on nominal rate of 0.67%. Actual costs depend on individual creditworthiness assessment.
How is this ranking created?
We checked 15 cash loans offers in Germany for you in September 2026. The ranking is based on interest rate (50%), editorial ratings (30%) and user popularity (20%).
Don't compare offers on the nominal rate alone — APRC shows the real annual cost, since it includes the arrangement fee and other charges. Check whether a lower instalment comes from the lender bundling extra products (an account, a card, insurance) that raise the total cost of the loan. Also check the terms for early repayment — the lender must allow it and refund a proportional share of the costs, though the exact process varies by lender.
Make sure the lender is supervised by the relevant financial regulator, or is a bank — that's the basic protection against predatory or unlicensed lenders.
You'll typically need photo ID and proof of income — an employer's certificate, recent bank statements, or last year's tax return if you're self-employed. The lender will also check your credit history, so it's worth reviewing your own credit report beforehand to catch any errors. Some lenders also require a spouse's consent if you share marital property.
A personal loan lets you finance any goal — from home renovation to a car purchase. Banks differ in rates, fees, required insurance and repayment flexibility. Always compare the APR (Annual Percentage Rate), which reflects the true total cost.
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