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Monthly ranking September 2026

Ranking of business accounts in Germany — September 2026

4 offers · Higher bonus = better offer

Created 01.09.2026
Verified by: Ingrid Schneider

In September 2026 we compared the best Business accounts available, ranked by signup bonus. Bonuses ranged from 100 PLN to 600 PLN. Top offer: Qonto with "Qonto Basic" — 600.00 PLN bonus. This ranking covers offers available in Germany.

IS
Ingrid Schneider · Digital Banking Advisor

Reviews bank offers day to day and keeps the rankings published on BankSorter accurate — we pull data straight from bank APIs and verify it before every publication.

Offer ranking — September 2026

1
★ #1 Best offer
Qonto
Qonto

Qonto Basic

Account fee: €228.00/year Bonus: €600 Deposit protection up to €100,000
600 EUR
bonus
Apply
2
Qonto
Qonto

Qonto Smart

Account fee: €228.00/year Bonus: €600 Deposit protection up to €100,000
600 EUR
bonus
Apply
3
Account fee: €120.00/year Bonus: €600 Deposit protection up to €100,000
600 EUR
bonus
Apply
4
Account fee: €418.80/year Bonus: €100 Deposit protection up to €100,000
100 EUR
bonus
Apply

How is this ranking created?

We checked 4 business accounts offers in Germany for you in September 2026. The ranking is based on signup bonus (50%), editorial ratings (30%) and user popularity (20%).

What to watch out for when choosing a business account

What to watch out for when choosing a business account

The cost of a business account isn't just the monthly fee — check the price of international transfers, the free domestic transfer limit, and the cost of a card payment terminal if you take card payments. Business account opening bonuses usually require maintaining a certain turnover for several months — read the promotion's terms before counting it in your budget.

What documents do you need to apply?

You'll need your company registration number and tax ID, plus proof of ID for the owner or company representative. Banks increasingly let you open a business account fully online, verifying your details directly against public business registers.

A business account is required for companies and simplifies financial management. Consider transfer costs, free transaction limits, accounting system integrations and multi-currency support.

FAQ

In September 2026 Qonto ranked highest in our comparison. Key factors for a business account are transfer costs, free transaction limits and accounting integrations.

See all current business accounts offers

Compare all Business accounts