Ranking of business accounts in Germany - October 2026
3 offers · Sorted by: highest bonus first
In October 2026 we compared the best Business accounts available, ranked by signup bonus. Bonuses ranged from 200 € to 200 €. Top offer: Qonto with "Qonto Basic" - 200 € bonus. This ranking covers offers available in Germany.
Offer ranking - October 2026
Qonto Smart
Qonto Starter
See all current business accounts offers
Compare all business accountsHow is this ranking created?
We checked 3 business accounts offers in Germany for you in w October 2026. Offers are selected using a composite score: signup bonus (50%), product badge count (30%) and user popularity (20%). The order in the table follows the bonus amount alone; ties are settled alphabetically. Partner commission does not affect selection or position.
What to watch out for when choosing a business account
What to watch out for when choosing a business account
The cost of a business account isn't just the monthly fee - check the price of international transfers, the free domestic transfer limit, and the cost of a card payment terminal if you take card payments. Business account opening bonuses usually require maintaining a certain turnover for several months - read the promotion's terms before counting it in your budget.
What documents do you need to apply?
You'll need your company registration number and tax ID, plus proof of ID for the owner or company representative. Banks increasingly let you open a business account fully online, verifying your details directly against public business registers.
A business account is required for companies and simplifies financial management. Consider transfer costs, free transaction limits, accounting system integrations and multi-currency support.