15 offers · Higher rate = better offer
In September 2026 we compared the best Deposits available. Rates ranged from 1.95% to 3.1%. Top offer: myntro with "Festgeld" at 3.1% per year. This ranking covers offers available in Germany.
Reviews bank offers day to day and keeps the rankings published on BankSorter accurate — we pull data straight from bank APIs and verify it before every publication.
Deposit term: 12 months
🔒 Secure redirect to myntro, no obligation
Calculation before 19% capital gains tax. Actual net return will be lower.
How is this ranking created?
We checked 15 deposits offers in Germany for you in September 2026. The ranking is based on interest rate (50%), editorial ratings (30%) and user popularity (20%).
Breaking a deposit early usually means losing most or all of the accrued interest — only lock away money you're certain you won't need before the term ends. Check whether the promotional rate applies only to new money (funds not already held at the bank) — that's a common condition on the best offers. Also watch for automatic renewal at the end of the term — it sometimes rolls over into worse terms than the promotional offer you originally chose.
Usually yes — most banks require you to hold (or open at the same time) a personal account that the funds are paid into once the deposit matures. Opening the deposit itself just needs photo ID, and the whole process can usually be done online in a few minutes.
A fixed-term deposit guarantees a set interest rate for a defined period in exchange for locking your funds. Compare rates, minimum amounts, available terms and early withdrawal conditions.
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