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Bank Pekao
State-owned

Bank Pekao

Bank Pekao is the second largest commercial bank in Poland with over 90 years of history. It serves millions of retail and corporate clients... Read more →

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Key facts
Founded 1929
Digital payments Apple Pay · Google Pay

Key facts

Founded

1929

Headquarters

Warszawa

Total assets

248,0 mld EUR

Employees

16 500

Customers

5 200 000

Ownership

State-owned

Digital payments

✓ Apple Pay
✓ Google Pay

ATMs

1 900 ATMs
PekaoBankomatBank Euronet

About the bank

Bank Pekao is the second largest commercial bank in Poland with over 90 years of history. It serves millions of retail and corporate clients, offering a comprehensive range of financial products including personal and business accounts, loans, mortgages, deposits and investment services.

Transfer session hours

Transfer type Session / Cutoff time
ELIXIR — outgoing 08:30, 10:30, 14:25
ELIXIR — incoming 12:00, 16:00, 18:00
Express ELIXIR 24/7

Customer reviews

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Frequently asked questions

How to open an account at Bank Pekao? +
You can open an account at Bank Pekao online via Pekao24 or the mobile app, by phone at 800 365 365, or at one of 680+ branches. To open an account online you need an ID card or passport.
What personal accounts does Bank Pekao offer? +
Bank Pekao offers accounts including Konto Przekorzystne (free with active use), Konto Świat Premium (with service bundle), and the Eurokonto for young people. All accounts include a debit card and access to Pekao24 online banking.
What are the ELIXIR session hours at Bank Pekao? +
Bank Pekao processes ELIXIR transfers in three daily sessions. Outgoing: 08:30, 10:30, 14:25. Incoming arrive approximately 12:00–15:00, 16:00–17:00, and 18:00–20:00. Express transfers are processed immediately.
Does Bank Pekao offer mortgage loans? +
Yes, Bank Pekao is one of Poland's largest mortgage lenders, offering loans in PLN and foreign currencies, with fixed and variable rates. The bank actively participates in government housing programs.
How is the Bank Pekao mobile app rated? +
The PeoPay app (formerly Pekao Mobile) is available on iOS and Android, with ratings around 4.6/5 on the App Store. It supports account management, transfers, BLIK payments, and card and savings product management.