The market for mobile banking apps is growing fast. But which providers really deliver? We put the four best-known apps for the German market through their paces.
N26 scores with a German IBAN, a clear app and reliable customer support. The standard account is free, and the premium plans add travel insurance and extended withdrawal options.
Revolut offers currency exchange at interbank rates, cryptocurrencies, savings plans and much more. For frequent travellers, Revolut is hard to beat.
Wise (formerly TransferWise) is renowned for cheap international transfers. With a multi-currency IBAN you can receive payments in over 40 currencies — perfect for freelancers and expats.
Vivid Money combines a current account, stock brokerage and cashback programme. The standard plan offers up to 2% cashback at selected partners.
If you only want one account: N26 for everyday German banking. If you travel often or work internationally: Revolut + Wise as a combination. All four apps are free and set up in minutes.
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