Opening a Bank Account in Germany — Step by Step
Opening a bank account in Germany is easier than many think. With the right documents, it's done within days.
Documents You Need
- Passport or national ID card
- Registration certificate (Meldebescheinigung)
- Tax identification number (Steuer-ID)
- Sometimes: payslip or employment contract
Online or In-Branch?
Direct banks like N26 or DKB allow complete account opening via Video-Ident — about 10–20 minutes, no branch visit needed.
Step by Step
- Choose a bank — compare on BankSorter.com
- Fill in the application online or in branch
- Complete identity verification
- Receive and activate your card — 3–7 business days by post
Summary
With the right documents, account opening in Germany is quick. Compare for free on BankSorter.com.
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