C24 Smart Tagesgeld

C24 Smart Tagesgeld at a Glance

C24 Smart Tagesgeld is the instant-access savings account from C24 Bank, a fully digital smartphone bank used primarily through its app. The account suits savers who want to park money flexibly and without market risk, often alongside a checking account at the same bank.

Interest Rate

C24 Smart Tagesgeld currently pays 0.75% p.a. According to the stored product data, this rate applies uniformly for balances up to €100,000 - no tiering into multiple rate levels is recorded in the data.

No verified information is currently available on details such as the exact interest-crediting frequency, a possible minimum deposit, or a time-limited promotional period - the provider's offer page was unreachable (access denied) at the time of research. Prospective customers should check these points directly with the provider before deciding.

Terms and Fees

No verified information is available on the account maintenance fee. Whether the savings account must necessarily be held alongside a C24 checking account cannot be conclusively confirmed from the available data - but with app-based banks like C24, the savings account is often designed as an add-on to the checking account.

Verdict

At 0.75% p.a., C24 Smart Tagesgeld sits in the lower range of current instant-access savings offers on the market - noticeably below offers of 3% p.a. and more that are currently available. Existing C24 customers looking for an uncomplicated savings component within the same app may still consider it; anyone purely maximizing interest should first compare against specialized savings providers.