Ratenkredit

comdirect Ratenkredit Reviewed

The comdirect Ratenkredit is an online consumer loan for private individuals looking to finance a purchase or pay off an existing loan. comdirect belongs to the Commerzbank group and positions itself as a pure direct bank with no branch network.

Interest and Costs

The effective annual percentage rate (APR) starts at 2.99%, making it one of the most attractive entry rates in this comparison. The exact rate depends on individual creditworthiness. Loan amounts between €1,500 and €100,000 can be financed.

Terms and Requirements

The term ranges from 6 to 119 months. Reliable public information on processing fees, early repayment penalties, and specific creditworthiness or income requirements was not available from comdirect's public offer page at the time of research; the detail page was not publicly accessible. Anyone interested should confirm these points directly with comdirect before signing.

Pros and Cons

• Very low entry rate from 2.99% APR
• Wide loan amount range, from €1,500 to €100,000
• Short minimum term available, from 6 months

• Processing fee and early repayment terms not publicly available
• Specific creditworthiness and income requirements not publicly available

Verdict

With an effective APR from 2.99%, the comdirect Ratenkredit offers one of the most attractive entry rates in this comparison, combined with a wide range of loan amounts and terms. Since details on fees and requirements were not publicly accessible at the time of research, it is worth clarifying these points directly with comdirect before applying.