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Dr. Klein
Mortgages

Baufinanzierung

Verified 31.08.2026

Dr. Klein • EUR

Go to offer 6 people have used this offer

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  • ✓ Compares around 600 bank partners
  • ✓ Includes Deutsche Bank, Commerzbank, AXA, Santander
  • ✓ Advice in person, by phone, or video call

Our review

Ingrid Schneider · Updated: 28 August 2026

Introduction

Dr. Klein is one of the largest home financing brokers in Germany and, like 1822direkt, Interhyp and Baufi24, not a single lending institution with its own published rate. According to the provider, around 600 bank partners are compared, including names such as Deutsche Bank, Commerzbank, AXA and Santander. The service is aimed at buyers and builders who want a broad market overview combined with personal consultation, whether in person, by phone or by video.

Rates and terms

Dr. Klein's landing page publishes no concrete interest rates, example calculations, or information on loan-to-value ratio, maximum term, fixed-interest options or processing fees. The actual terms result exclusively from an individual, non-binding request followed by personal consultation.

How the brokerage process works

According to the provider, the non-binding request can be completed online in around three minutes. Dr. Klein advertises a 24-hour guarantee for processing the request. Personal consultation is available either at one of more than 240 locations in Germany, by phone, or by video. A dedicated contact accompanies the customer through the rest of the process up to the approval from the selected bank.

Verdict

Dr. Klein offers a broad bank comparison with a dense advisory network in person as well as by phone and video, but publishes no concrete figures upfront. The service suits people who are willing to go through a personal consultation, but is less suitable for anyone who wants to do a rough calculation themselves beforehand without submitting a request.

✓ Pros

  • ✓ Comparison of around 600 bank partners, including major names like Deutsche Bank and Commerzbank
  • ✓ Over 240 locations for in-person consultation
  • ✓ Flexible consultation by phone or video
  • ✓ Fast request in around three minutes with a 24-hour processing guarantee

✕ Cons

  • ✕ No interest rates, example calculations or terms visible on the page
  • ✕ No information on loan-to-value, term or fixed-interest period
  • ✕ Concrete terms only become clear after a personal request

Loan repayment calculator

50 000 EUR 1 000 000 EUR
12 mo. 120 mo.
Monthly payment
Total cost
Total interest
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Indicative calculation based on nominal rate of 9%. Actual costs depend on individual creditworthiness assessment.

Representative example

For a loan of 50 000 EUR over 48 months, at a nominal rate of 9,00% (APRC — check the bank's current offer), the monthly instalment is approximately 1 244 EUR, and the estimated total amount payable is approximately 59 724 EUR (including interest: approx. 9 724 EUR). This estimate excludes any arrangement fee, insurance, or other charges — check the bank's offer for the full terms and total cost of credit before signing. As of 04.09.2026.