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INFINA
Mortgages

Baufinanzierung

Verified 31.08.2026

INFINA • EUR

Go to offer 6 people have used this offer

🔒 Secure redirect to INFINA, no obligation

  • ✓ Landing page is Austria-focused
  • ✓ Verify German availability before applying
  • ✓ Positioned as an independent loan broker

Our review

Ingrid Schneider · Updated: 28 August 2026

Introduction

INFINA presents itself as an independent loan broker and is positioned on its landing page as the "largest independent loan broker." Important for readers in Germany: the landing page the offer link leads to is clearly focused on the Austrian market - it names over 100 locations in Austria and Austrian partner banks. Anyone in Germany looking for a mortgage should definitely check, before making an enquiry, whether INFINA actually also arranges financing for German properties under German law, or whether the service is in practice intended only for Austria.

Interest Rates and Terms

The provider's page names no specific interest rates, loan-to-value figures, terms, or example calculation. Instead, INFINA offers various online tools: a loan calculator, a rate calculator, a loan comparison tool, and property valuation tools. Without an actual rate figure, no statement can be made here about the level of the real terms - we deliberately avoid any estimate not backed by the source.

How the Process Works

INFINA states that it works with more than 150 banks and building societies, naming among others Erste Bank, BAWAG P.S.K., Raiffeisenlandesbank, UniCredit Bank Austria, and Volksbanken - all Austrian institutions or their Austrian subsidiaries. As an unbound broker under Austria's Mortgage and Real Estate Credit Act (HIKrG), INFINA is legally not tied to a single bank. Advice is described as non-binding and free of additional cost to the customer; remuneration comes from commissions paid by the brokering banks upon successful placement.

Verdict

INFINA is a large, established loan broker in Austria with a broad network of banks, as the provider's page clearly shows. For property buyers in Germany, however, the suitability of the service cannot be confirmed based on the information available, since the content, partner banks, and locations clearly relate to Austria. Anyone enquiring from Germany should clarify directly, before making a request, whether INFINA actually also brokers cross-border for German financing.

✓ Pros

  • ✓ Very broad network of more than 150 banks and building societies
  • ✓ Free and non-binding advice according to the provider
  • ✓ Useful online tools such as loan and rate calculators
  • ✓ As an unbound broker, not legally tied to any single bank

✕ Cons

  • ✕ Landing page is clearly aimed at the Austrian market, not visibly at Germany
  • ✕ No specific interest rates, LTV figures, or terms stated on the page
  • ✕ Named partner banks are exclusively Austrian institutions
  • ✕ It remains unclear for German enquirers whether and how the service is actually usable

Loan repayment calculator

50 000 EUR 1 000 000 EUR
12 mo. 120 mo.
Monthly payment
Total cost
Total interest
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Indicative calculation based on nominal rate of 9%. Actual costs depend on individual creditworthiness assessment.

Representative example

For a loan of 50 000 EUR over 48 months, at a nominal rate of 9,00% (APRC — check the bank's current offer), the monthly instalment is approximately 1 244 EUR, and the estimated total amount payable is approximately 59 724 EUR (including interest: approx. 9 724 EUR). This estimate excludes any arrangement fee, insurance, or other charges — check the bank's offer for the full terms and total cost of credit before signing. As of 04.09.2026.