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Interhyp
Mortgages

Baufinanzierung

Verified 31.08.2026

Interhyp • EUR

Go to offer 3 people have used this offer

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  • ✓ Compares over 500 lenders
  • ✓ Includes state subsidy programs
  • ✓ Personal advisory service available

Our review

Ingrid Schneider · Updated: 28 August 2026

Introduction

Interhyp is one of the largest home financing brokers in Germany and not a single lending institution with its own published rate. Through the platform, terms from more than 500 lenders are compared, including government subsidy programs. The service is aimed at buyers and builders who want a broad market overview and personal guidance, rather than working through many individual bank offers themselves.

Rates and terms

Interhyp's landing page does not publish a concrete interest rate or an example calculation. Instead, Interhyp advertises a quick "rate offer in 2 minutes" via the online request. The actual interest rate is only determined individually, depending on the property, equity, creditworthiness and the chosen fixed-interest period, and is worked out during the consultation. The page gives no information on loan-to-value, maximum term, fixed-interest options or processing fees.

How the brokerage process works

The process runs in three steps: request, optimization and closing. According to Interhyp, an advisor gets in touch within one business day of the online request. Consultation is available either digitally or in person — Interhyp has more than 140 locations across Germany. In the second step, the offer is optimized for the individual situation, including consideration of government subsidy programs, before the financing is closed. Consultation is non-binding and free for customers; Interhyp is funded through commissions from lenders.

Verdict

Interhyp is best suited to buyers who want a broad market comparison with personal advice, either in person or digitally, and who value the inclusion of subsidy programs. Anyone wanting to see concrete rate figures upfront without making contact will find no such information on this page and will need to use the calculator or submit a request.

✓ Pros

  • ✓ Comparison of more than 500 lenders
  • ✓ Over 140 locations nationwide for personal consultation
  • ✓ Government subsidy programs taken into account
  • ✓ Free, non-binding consultation

✕ Cons

  • ✕ No interest rate or example calculation visible on the page
  • ✕ No upfront information on loan-to-value, term or fixed-interest period
  • ✕ Final terms only known after a personal consultation

Loan repayment calculator

50 000 EUR 1 000 000 EUR
12 mo. 120 mo.
Monthly payment
Total cost
Total interest
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Indicative calculation based on nominal rate of 9%. Actual costs depend on individual creditworthiness assessment.

Representative example

For a loan of 50 000 EUR over 48 months, at a nominal rate of 9,00% (APRC — check the bank's current offer), the monthly instalment is approximately 1 244 EUR, and the estimated total amount payable is approximately 59 724 EUR (including interest: approx. 9 724 EUR). This estimate excludes any arrangement fee, insurance, or other charges — check the bank's offer for the full terms and total cost of credit before signing. As of 04.09.2026.