Tagesgeldkonto

Easy-access savings account with quarterly interest crediting

wiLLBe's Tagesgeldkonto is a flexible savings account with no fixed term. The offer page itself, reached via the broker "Mein Online Antrag," yielded no additional product details through its application process, so this review relies on the available database.

Interest rate

According to the database, wiLLBe pays 1.90% p.a. on balances. The rate applies to balances from €0 up to a cap of €50,000; no separate rate is recorded for higher amounts. The database records the interest-crediting frequency with the code "Q," which may indicate quarterly rather than monthly or year-end crediting — since this could not be independently confirmed via the offer page, it is stated here explicitly as an unconfirmed database entry rather than a verified fact. No time limit on the rate is noted in the database.

Terms and fees

Neither the database nor the reachable offer page provides concrete information on account management fees, a possible minimum deposit, or the need for a reference account at another bank. These points cannot be reliably answered here and are deliberately not filled in with assumptions.

Who is this account for

The account may suit savers with smaller to medium-sized reserves, since the advertised rate only applies up to €50,000. Anyone wanting to deposit larger sums should check directly with wiLLBe before applying how balances above this threshold are remunerated. Since the application process runs through an external broker, it is also worth carefully checking the broker's identity and the contract documents before entering personal details such as a phone number and email address.

Verdict

With 1.90% p.a. up to €50,000 and quarterly interest crediting, wiLLBe's Tagesgeld account is a fundamentally solid but, in terms of detail, still incompletely documented option. Prospective customers should ask the bank directly about fees and account terms before signing up, as the available sources give no reliable answer on these points. This review deliberately limits itself to the facts documented in the database rather than guessing at missing details.