✓High new-customer rate of 3.20% p.a. for six months
✓No minimum deposit
✓Free account management
✓Daily availability with no notice periods
✓No checking account with this bank required
✕ Cons
✕Special rate only for six months, then just 0.60% p.a.
✕Special rate applies only to deposits up to EUR 250,000
✕Interest is credited only once a year, at year-end
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