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Record Corporate Insolvencies in Germany: What It Means for Your Loan
MARKET COMMENTARY Featured

Record Corporate Insolvencies in Germany: What It Means for Your Loan

Large corporate insolvencies in Germany hit a new record in 2026. Here's why banks are tightening lending standards — and what it means for borrowers and savers.

LH
Lukas Hoffmann · 4 September 2026 · 5 min read

Latest articles

14 articles
How to Change the Language of Your Banking App Guide

How to Change the Language of Your Banking App

A step-by-step guide to changing your banking app's language — either directly in the app or through your phone's system language. Written in plain language, no prior experience needed.

IS
Ingrid Schneider · 4 Sep 2026 · 5 min read
German Inflation Jumps to 2.9%: What It Means for Savers Market commentary

German Inflation Jumps to 2.9%: What It Means for Savers

German inflation rose to 2.9% in August 2026. Here's what it means for savings accounts, deposits and loans, and what consumers should check now.

LH
Lukas Hoffmann · 1 Sep 2026 · 4 min read
How to Contact Your Bank's Customer Service in the Banking App Guide

How to Contact Your Bank's Customer Service in the Banking App

A step-by-step guide to reaching your bank's customer service directly from the banking app – via chat, message, or callback, with no need to search online.

IS
Ingrid Schneider · 1 Sep 2026 · 4 min read
Postbank Phishing Scam With a 24-Hour Deadline: Why Real Banks Never Pressure You Like This Market commentary

Postbank Phishing Scam With a 24-Hour Deadline: Why Real Banks Never Pressure You Like This

Germany's consumer protection agency warns of BestSign phishing emails targeting Postbank customers and spoofed calls impersonating Sparkasse. What happened, why it works, and how to stay safe.

LH
Lukas Hoffmann · 31 Aug 2026 · 5 min read
How to Set Up a PIN Code for Your Banking App Guide

How to Set Up a PIN Code for Your Banking App

A step-by-step guide to setting up a PIN code (app passcode) for your banking app — explained simply, no prior experience needed.

IS
Ingrid Schneider · 31 Aug 2026 · 4 min read
Volksbank BRAWO Crisis: What Its Deposit Guarantee Means for You Market commentary

Volksbank BRAWO Crisis: What Its Deposit Guarantee Means for You

Volksbank BRAWO needs millions in support from its rescue fund. Here is what German cooperative deposit protection actually means for your money.

LH
Lukas Hoffmann · 28 Aug 2026 · 6 min read
How to Remove an Old Phone From Your Banking App Guide

How to Remove an Old Phone From Your Banking App

A simple, step-by-step guide to removing an old or unused phone from the list of devices connected to your banking app — explained in plain language, with no technical jargon.

IS
Ingrid Schneider · 28 Aug 2026 · 4 min read
ECB Set to Raise Rates Again as Germany's Economy Stalls Market commentary

ECB Set to Raise Rates Again as Germany's Economy Stalls

Strong eurozone data is pushing the ECB toward another rate hike in September 2026, even as Germany's economy stalls. Here's what it means for savers and borrowers.

LH
Lukas Hoffmann · 25 Aug 2026 · 5 min read
How to Change Your Bank Card PIN in the App Guide

How to Change Your Bank Card PIN in the App

A simple, step-by-step guide to changing your bank card PIN right in your banking app – no branch or ATM visit needed. Includes tips to avoid scams.

IS
Ingrid Schneider · 25 Aug 2026 · 4 min read
BaFin Now Oversees AI in German Banks: What It Means for You Market commentary

BaFin Now Oversees AI in German Banks: What It Means for You

Since August 2026, Germany's regulator BaFin has been supervising how banks use AI — from chatbots to credit scoring. Here's what changes for customers and what to watch for.

LH
Lukas Hoffmann · 19 Aug 2026 · 6 min read
How to Block Your Bank Card if You Lose It Guide

How to Block Your Bank Card if You Lose It

Lost your card? Learn how to block it right away in your banking app, understand the difference from just pausing payments, and what to do next — including Germany's emergency block hotline 116 116.

IS
Ingrid Schneider · 19 Aug 2026 · 4 min read
N26 Launches Wero: What IBAN-Free Payments Mean for Your Account Market commentary

N26 Launches Wero: What IBAN-Free Payments Mean for Your Account

N26 has introduced the European payment service Wero: send money without an IBAN, just a phone number. What this means for your account and your safety.

LH
Lukas Hoffmann · 16 Aug 2026 · 5 min read
How to Set Up the TAN Procedure (pushTAN) in Your Banking App Guide

How to Set Up the TAN Procedure (pushTAN) in Your Banking App

A step-by-step guide for beginners: how to activate pushTAN in your banking app, from login to your first confirmed test transfer.

IS
Ingrid Schneider · 16 Aug 2026 · 4 min read
Counterfeit Money Report 2026: Why Fake 100-Euro Notes Are Rising Market commentary

Counterfeit Money Report 2026: Why Fake 100-Euro Notes Are Rising

Germany's Bundesbank reports less counterfeit money overall, but fake 100-euro notes surged 61%. What that means for your cash and your finances.

LH
Lukas Hoffmann · 13 Aug 2026 · 5 min read

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