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Guides and bank offer comparisons - in plain English, straight to the point.
Latest articles
15 articles
Guide
How to Pay an Invoice by Scanning a QR Code (Girocode) in Your Banking App
Step-by-step guide to paying an invoice by scanning its QR code (Girocode) in your banking app, safely and easily.
Market commentary
Schufa shadow database: what the data scandal means for your finances
NDR and Süddeutsche Zeitung reveal Schufa keeps outdated data on 68 million people. What it means for your loan, mortgage and bank account.
Guide
How to Pay Contactless with Your Bank Card at the Checkout
A calm guide: how to pay contactless with your bank card, when the PIN is needed, and how to check your receipt. Plain and simple.
Market commentary
BGH Ruling on Bonus Savings Plans: What It Means for Sparkasse Customers
The BGH ruled on Praemiensparen bonus savings deals on 9 July 2026. Here is what Sparkasse customers should do now to reclaim unpaid interest.
Guide
Set Up a Standing Order for Recurring Payments in Your Banking App
Set up a standing order for rent and other recurring payments in your bank app - step by step, explained simply, with TAN and fraud protection tips.
Market commentary
Phishing Wave Hits Sparkasse: What Quishing Means for You
Sparkasse, Volksbank and Postbank warn of phishing and QR-code fraud (quishing). Learn how to protect yourself and elderly relatives right now.
Guide
How One-Time SMS Codes Work for Online Payments
What is the SMS code for online card payments, how do you enter it, and why must no one ever ask for it by phone? Explained simply for beginners.
Market commentary
German Court Ruling: Why Banks Cannot Simply Freeze Your Account
Germany's top court ruled banks cannot freeze accounts without justification. What the March 2026 ruling means for your rights as a bank customer.
Guide
How to Set Up Transaction Notifications in Your Banking App
Know right away when your card is used to pay: a simple step-by-step guide to switching on transaction notifications in your banking app.
Guide
How to Make a Transfer in Your Banking App, Step by Step
Send money with your bank app: from logging in to approving. Explained simply for beginners - with IBAN, amount, TAN and fraud protection.
Market commentary
Call Money Accounts in Summer 2026: Best Rates Compared
Up to 3.8% per year: the best call money account offers in Germany in summer 2026 compared. Avoid the promotional rate trap and maximise your savings.
Market commentary
New EU Consumer Credit Directive CCD2: What Changes in Germany from November 2026
The new EU Consumer Credit Directive CCD2 takes effect in Germany on 20 November 2026. What changes for loans, overdrafts and Buy Now Pay Later? Explained.
Market commentary
ECB Raises Rates in June 2026: What Savers and Borrowers Need to Know
The ECB raised interest rates by 25 basis points on 11 June 2026. What it means for your savings account, fixed deposits and loans - explained.
Market commentary
Germany Replaces Riester: What the New Altersvorsorgedepot Means for Savers
Germany replaces Riester from 2027 with the Altersvorsorgedepot: ETF-based savings, up to €540 state subsidy per year, and a 1% cost cap. What savers need to know now.
Market commentary
Recognise and Report Bank Fraud: How to Protect Your Account in Germany
Recognise bank fraud: typical scam methods, clear warning signs and what to do immediately if you're affected. Protect your account in Germany.
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