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Guides and bank offer comparisons - in plain English, straight to the point.
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15 articles
Guide
Your Child's First Bank Account: What Parents Should Look For
Opening an account for your child is simpler than it sounds. Here is how parental co-signing, viewing transactions, and overdraft-free accounts actually work.
Market commentary
Deutsche Bank's 7% AT1 Bond: What It Means for Your Savings
On 21 September 2026, Deutsche Bank placed a €1.25bn AT1 bond at a 7% coupon, oversubscribed sevenfold. Here's what AT1 capital is, why it's risky, and what it actually means for your own savings and deposits.
Guide
Effective Annual Rate vs. Nominal Interest Rate: What It Really Means for Your Loan
Nominal rate and effective annual rate sound similar but are not the same. This guide explains both terms in plain language, why they differ, and uses one simple example to show what a loan really costs you.
Market commentary
German Mortgage Rates Hit a 15-Year High: What It Means for You
German mortgage rates just hit a 15-year high. An analysis of why rates are rising and what it means for home financing, refinancing, and savers.
Guide
Why Small Everyday Purchases Quietly Wreck Your Budget
A coffee here, a forgotten subscription there: small purchases add up fast. A simple way to notice them and keep your budget under control.
Market commentary
Savings and Fixed-Term Deposit Rates in September 2026: Why the Real Return Is Shrinking
Rates up to 4% sound good, but with 3.3% inflation there is little left in real terms. What nominal vs. real interest means and what savers should watch now.
Guide
Your Financial Check-Up After the Summer Break
Summer is over. Time to spot forgotten subscriptions, reset your budget, and calmly get ready for heating costs and the December holidays – one small step at a time.
Market commentary
Wero Cashback Campaign 2026: What the Bank Offensive Means for Consumers
Almost all German banks are jointly promoting the Wero Campaign 2026. What the cashback push for real-time transfers from current accounts means, and what to watch for.
Guide
How to Recognize a Fake Call From "Your Bank"
A caller claims to be from your bank and pressures you to act now? Learn the warning signs of phone scams and exactly what to do if you already gave out information.
Market commentary
ECB Raises Interest Rate Again: What It Means for Your Money
On 10 September 2026 the ECB raised interest rates again. Lukas Hoffmann explains what this means for savings rates, loans, and your financial planning.
Guide
How to Give a Family Member View-Only Access to Your Account
A step-by-step guide to setting up a secure, view-only account access for a trusted family member in your banking app, without ever sharing your own password.
Market commentary
DWS Marks Down Property Funds: What It Means for Your Money
DWS has cut the valuations of its open-ended property funds for the first time in two years. Here is what that means for Riester savers and why transparent products matter.
Guide
View Your Card Number and CVV in Your Banking App
Step by step: find your card number, expiry date and CVV safely in your banking app, and why you should never share them over the phone.
Market commentary
PFOF Ban Bites: Scalable Capital Raises Its Trading Fees
Since September 1, 2026, trading via Gettex and Xetra costs more at Scalable Capital. What the EU-wide PFOF ban really means for investors and savers.
Guide
How to Make an Instant Transfer in Your Banking App
An instant transfer arrives in seconds. This guide walks you through every step in your banking app, from entering the account number to confirming the payment, so you can't get it wrong.
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