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Compare savings accounts in Germany

Found 42 offers · 39 institutions · data as of 21 Oct 2026 · Sorted by: Interest rate

See the ranking of the best savings accounts

Sort by: Interest rate Min. amount Max. amount Deposit term Bank

Offer data checked: 21 Oct 2026

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★ #1 Best offer

Ikano Bank

Tagesgeld

✓ Interest rate up to 3.91% p.a. ✓ Top rate applies up to €100,000

EUR Highest rate For Beginners Verified 21 Oct 2026 ▸ 5 hours ago

3.91%

interest rate

Apply - 3.91%

Estimated profit for 10,000 EUR over 365 days: +391.00 EUR (316.71 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

ING Deutschland

Extra-Konto

✓ Interest rate up to: 3.75%

EUR For Beginners No Min. Deposit ▸ 1 week ago

3.75%

interest rate

Apply - 3.75%

Estimated profit for 10,000 EUR over 365 days: +375.00 EUR (303.75 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

Hamburg Direct Bank

Tagesgeld

✓ Interest rate up to 3.61% p.a. ✓ Top rate applies up to €150,000

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

3.61%

interest rate

Apply - 3.61%

Estimated profit for 10,000 EUR over 365 days: +361.00 EUR (292.41 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

Suresse Direkt Bank

Tagesgeld

✓ Interest rate up to 3.50% p.a. ✓ Top rate applies up to €250,000

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

3.50%

interest rate

Apply - 3.50%

Estimated profit for 10,000 EUR over 365 days: +350.00 EUR (283.50 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

BBVA

Girokonto mit Guthabenzinsen

✓ Interest rate up to 3.50% p.a. ✓ Top rate applies up to €200,000

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

3.50%

interest rate

Apply - 3.50%

Estimated profit for 10,000 EUR over 365 days: +350.00 EUR (283.50 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

Consorsbank

Tagesgeld Topzins

✓ Interest rate up to 3.60% p.a.

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

3.40%

interest rate

Apply - 3.40%

Estimated profit for 10,000 EUR over 365 days: +340.00 EUR (275.40 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

DISTINGO Bank

Tagesgeld

✓ Interest rate up to 3.30% p.a. ✓ Top rate applies up to €150,000

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

3.30%

interest rate

Apply - 3.30%

Estimated profit for 10,000 EUR over 365 days: +330.00 EUR (267.30 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

Targobank

Tagesgeldkonto

✓ Interest rate up to 3.25% p.a.

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

3.25%

interest rate

Apply - 3.25%

Estimated profit for 10,000 EUR over 365 days: +325.00 EUR (263.25 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

1822direkt

Tagesgeldkonto

✓ Interest rate up to 3.20% p.a. ✓ Top rate applies up to €250,000

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

3.20%

interest rate

Apply - 3.20%

Estimated profit for 10,000 EUR over 365 days: +320.00 EUR (259.20 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

Tomorrow

Tagesgeld

✓ Interest rate up to 3.10% p.a. ✓ Top rate applies up to €50,000

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

3.10%

interest rate

Apply - 3.10%

Estimated profit for 10,000 EUR over 365 days: +310.00 EUR (251.10 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

bunq

Savings

✓ Interest rate up to 3.01% p.a. ✓ Top rate applies up to €100,000

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

3.01%

interest rate

Apply - 3.01%

Estimated profit for 10,000 EUR over 365 days: +301.00 EUR (243.81 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

Ferratum

Tagesgeld

✓ Interest rate up to 3.00% p.a. ✓ Top rate applies up to €100,000

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

3.00%

interest rate

Apply - 3.00%

Estimated profit for 10,000 EUR over 365 days: +300.00 EUR (243.00 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

Bank of Scotland

Tagesgeld

✓ Interest rate up to 3.00% p.a. ✓ Top rate applies up to €50,000

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

3.00%

interest rate

Apply - 3.00%

Estimated profit for 10,000 EUR over 365 days: +300.00 EUR (243.00 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

UmweltBank

UmweltFlexkonto

✓ Interest rate up to 3.00% p.a. ✓ Top rate applies up to €50,000

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

3.00%

interest rate

Apply - 3.00%

Estimated profit for 10,000 EUR over 365 days: +300.00 EUR (243.00 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

Klarna

Flexkonto

✓ Interest rate up to 1.95% p.a.

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

3.00%

interest rate

Apply - 3.00%

Estimated profit for 10,000 EUR over 365 days: +300.00 EUR (243.00 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

Nexent Bank

Tagesgeld

✓ Interest rate up to 2.95% p.a. ✓ Top rate applies up to €250,000

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

2.95%

interest rate

Apply - 2.95%

Estimated profit for 10,000 EUR over 365 days: +295.00 EUR (238.95 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

Bank Norwegian

Sparkonto 31

✓ Interest rate 2.80% p.a.

EUR For Beginners New Verified 21 Oct 2026 ▸ 5 hours ago

2.80%

interest rate

Apply - 2.80%

Estimated profit for 10,000 EUR over 365 days: +280.00 EUR (226.80 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

Santander Consumer Bank

Santander Tagesgeld

✓ Interest rate up to: 2.75%

EUR For Beginners No Min. Deposit ▸ 1 week ago

2.75%

interest rate

Apply - 2.75%

Estimated profit for 10,000 EUR over 365 days: +275.00 EUR (222.75 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

Openbank

Tagesgeld

✓ Interest rate up to 2.75% p.a.

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

2.75%

interest rate

Apply - 2.75%

Estimated profit for 10,000 EUR over 365 days: +275.00 EUR (222.75 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

Scalable Capital

Prime+ Broker Tagesgeld

✓ Interest rate up to 2.50% p.a. ✓ Top rate applies up to €500,000

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 Investment firm ▸ 5 hours ago

2.60%

interest rate

Apply - 2.60%

Estimated profit for 10,000 EUR over 365 days: +260.00 EUR (210.60 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

Editors' pick - Top 3

Ikano Bank - Tagesgeld

ING Deutschland - Extra-Konto

Hamburg Direct Bank - Tagesgeld

See the full ranking - October 2026 →

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Compare savings accounts in Germany

Editors' pick - Top 3

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