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Compare savings accounts in Germany

Found 42 offers · 39 institutions · data as of 21 Oct 2026 · Sorted by: Interest rate

See the ranking of the best savings accounts

Sort by: Interest rate Min. amount Max. amount Deposit term Bank

Offer data checked: 21 Oct 2026

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Commerzbank

Topzinskonto Plus

✓ Interest rate up to 2.25% p.a.

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

2.25%

interest rate

Apply - 2.25%

Estimated profit for 10,000 EUR over 365 days: +225.00 EUR (182.25 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

norisbank

Top-Zinskonto

✓ Interest rate up to: 2.25%

EUR For Beginners No Min. Deposit ▸ 1 week ago

2.25%

interest rate

Apply - 2.25%

Estimated profit for 10,000 EUR over 365 days: +225.00 EUR (182.25 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

growney

Tagesgeld über growney

✓ Interest rate up to 2.25% p.a. ✓ Top rate applies up to €90,000

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 Investment firm ▸ 5 hours ago

2.25%

interest rate

Apply - 2.25%

Estimated profit for 10,000 EUR over 365 days: +225.00 EUR (182.25 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

Crédit Agricole Savings

Tagesgeld Flex

✓ Interest rate up to 2.50% p.a. ✓ Top rate applies up to €15,000

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

2.20%

interest rate

Apply - 2.20%

Estimated profit for 10,000 EUR over 365 days: +220.00 EUR (178.20 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

GEFA Bank

GEFA TagesGeld

✓ Interest rate up to 2.11% p.a. ✓ Top rate applies up to €500,000

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

2.11%

interest rate

Apply - 2.11%

Estimated profit for 10,000 EUR over 365 days: +211.00 EUR (170.91 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

Bank Norwegian

Sparkonto Plus

✓ Interest rate up to 2.00% p.a.

EUR For Beginners New Verified 21 Oct 2026 ▸ 5 hours ago

2.00%

interest rate

Apply - 2.00%

Estimated profit for 10,000 EUR over 365 days: +200.00 EUR (162.00 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

J&T Direktbank

Tagesgeld

✓ Interest rate up to 2.00% p.a. ✓ Top rate applies up to €500,000

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

2.00%

interest rate

Apply - 2.00%

Estimated profit for 10,000 EUR over 365 days: +200.00 EUR (162.00 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

easybank

Tagesgeld

✓ Interest rate up to 2.00% p.a. ✓ Top rate applies up to €250,000

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

2.00%

interest rate

Apply - 2.00%

Estimated profit for 10,000 EUR over 365 days: +200.00 EUR (162.00 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

Bank Norwegian

Sparkonto

✓ Interest rate up to 1.90% p.a.

EUR For Beginners New Verified 21 Oct 2026 ▸ 5 hours ago

1.90%

interest rate

Apply - 1.90%

Estimated profit for 10,000 EUR over 365 days: +190.00 EUR (153.90 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

wiLLBe

Tagesgeldkonto

✓ Interest rate up to 1.90% p.a. ✓ Top rate applies up to €50,000

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

1.90%

interest rate

Apply - 1.90%

Estimated profit for 10,000 EUR over 365 days: +190.00 EUR (153.90 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

comdirect

Tagesgeldkonto

✓ Interest rate up to 1.50% p.a. ✓ Top rate applies up to €100,000

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

1.75%

interest rate

Apply - 1.75%

Estimated profit for 10,000 EUR over 365 days: +175.00 EUR (141.75 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

Frankfurter Volksbank Rhein/Main

FVB Tagesgeld

✓ Interest rate up to: 1.55%

EUR For Beginners No Min. Deposit ▸ 1 week ago

1.55%

interest rate

Apply - 1.55%

Estimated profit for 10,000 EUR over 365 days: +155.00 EUR (125.55 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

GEFA Bank

GEFA TagesGeld Business

✓ Interest rate up to 1.50% p.a. ✓ Top rate applies up to €500,000

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

1.50%

interest rate

Apply - 1.50%

Estimated profit for 10,000 EUR over 365 days: +150.00 EUR (121.50 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

DKB

DKB Tagesgeld

✓ Interest rate up to 1.00% p.a. ✓ Top rate applies up to €100,000

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

1.00%

interest rate

Apply - 1.00%

Estimated profit for 10,000 EUR over 365 days: +100.00 EUR (81.00 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

quirion

Zinskonto

✓ Interest rate up to 1.00% p.a.

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

1.00%

interest rate

Apply - 1.00%

Estimated profit for 10,000 EUR over 365 days: +100.00 EUR (81.00 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

Postbank

Postbank Tagesgeld

✓ Interest rate up to 0.75% p.a.

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

0.75%

interest rate

Apply - 0.75%

Estimated profit for 10,000 EUR over 365 days: +75.00 EUR (60.75 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

C24 Bank

C24 Smart Tagesgeld

✓ Interest rate up to 0.75% p.a. ✓ Top rate applies up to €100,000

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

0.75%

interest rate

Apply - 0.75%

Estimated profit for 10,000 EUR over 365 days: +75.00 EUR (60.75 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

meine Volksbank Raiffeisenbank

FC Bayern Fansparen

✓ Interest rate up to 0.68% p.a. ✓ Top rate applies up to €100,000

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

0.68%

interest rate

Apply - 0.68%

Estimated profit for 10,000 EUR over 365 days: +68.00 EUR (55.08 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

Deutsche Bank

FlexGeld

✓ Interest rate up to 2.50% p.a. ✓ Top rate applies up to €250,000

EUR For Beginners No Min. Deposit Verified 21 Oct 2026 ▸ 5 hours ago

0.50%

interest rate

Apply - 0.50%

Estimated profit for 10,000 EUR over 365 days: +50.00 EUR (40.50 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

Frankfurter Sparkasse

CashPlus Online

✓ Interest rate up to: 0.50%

EUR For Beginners No Min. Deposit ▸ 1 week ago

0.50%

interest rate

Apply - 0.50%

Estimated profit for 10,000 EUR over 365 days: +50.00 EUR (40.50 EUR net of the 19% Belka tax)

Estimate: simple interest, no capitalisation.

Editors' pick - Top 3

Ikano Bank - Tagesgeld

ING Deutschland - Extra-Konto

Hamburg Direct Bank - Tagesgeld

See the full ranking - October 2026 →

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Compare savings accounts in Germany

Editors' pick - Top 3

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