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Compare personal accounts in Germany

Found 42 offers · 24 institutions · data as of 21 Oct 2026 · Sorted by: Bonus

See the ranking of the best personal accounts

Offer data checked: 21 Oct 2026

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21
✓ Account fee: free ✓ Bonus: €200 ✓ Deposit protection up to €100,000 ✓ Account switching service available
EUR Verified 21 Oct 2026 Fee details ▸ 5 hours ago
200 EUR
bonus
Apply - Free
22
✓ Account fee: free ✓ Deposit protection up to €100,000 ✓ Account switching service available
EUR Highest bonus Verified 21 Oct 2026 Fee details ▸ 5 hours ago
250 EUR
bonus
Konto eröffnen
23
EUR Top 3 by bonus Fee details ▸ 4 weeks ago
250 EUR
bonus
Konto eröffnen
24
✓ Account fee: €2.00/year ✓ Bonus: €250 ✓ Deposit protection up to €100,000 ✓ Account switching service available
EUR Top 3 by bonus Verified 21 Oct 2026 ▸ 5 hours ago
250 EUR
bonus
Apply
25
-
No bonus
Konto eröffnen
26
✓ Account fee: €119.40/year ✓ Deposit protection up to €100,000 ✓ Account switching service available
EUR Verified 21 Oct 2026 Fee details ▸ 5 hours ago
-
No bonus
Konto eröffnen
27
-
No bonus
Konto eröffnen
29
✓ Account fee: €227.88/year ✓ Deposit protection up to €100,000
EUR Verified 21 Oct 2026 ▸ 5 hours ago
-
No bonus
Apply
30
✓ Account fee: €214.80/year ✓ Deposit protection up to €100,000 ✓ Account switching service available
EUR Verified 21 Oct 2026 ▸ 5 hours ago
-
No bonus
Apply
31
✓ Account fee: €119.88/year ✓ Deposit protection up to €100,000
EUR Verified 21 Oct 2026 ▸ 5 hours ago
-
No bonus
Apply
32
✓ Account fee: €107.88/year ✓ Deposit protection up to €999,999
EUR Verified 21 Oct 2026 Payment institution ▸ 5 hours ago
-
No bonus
Apply
33
✓ Account fee: €106.80/year ✓ Deposit protection up to €100,000 ✓ Account switching service available
EUR Verified 21 Oct 2026 ▸ 5 hours ago
-
No bonus
Apply
34
✓ Account fee: €70.80/year ✓ Deposit protection up to €100,000 ✓ Account switching service available
EUR Verified 21 Oct 2026 30 people clicked this month Fee details ▸ 5 hours ago
-
No bonus
Apply
35
✓ Account fee: €49.80/year ✓ Deposit protection up to €999,999 ✓ Account switching service available
EUR Verified 21 Oct 2026 ▸ 5 hours ago
-
No bonus
Apply
36
✓ Account fee: €47.88/year ✓ Deposit protection up to €100,000
EUR Verified 21 Oct 2026 ▸ 5 hours ago
-
No bonus
Apply
37
✓ Account fee: free ✓ Deposit protection up to €100,000 ✓ Account switching service available
EUR Verified 21 Oct 2026 ▸ 5 hours ago
-
No bonus
Apply - Free
38
✓ Account fee: free ✓ Deposit protection up to €100,000 ✓ Account switching service available
EUR Verified 21 Oct 2026 ▸ 5 hours ago
-
No bonus
Apply - Free
39
✓ Account fee: free ✓ Deposit protection up to €100,000 ✓ Account switching service available
EUR Verified 21 Oct 2026 26 people clicked this month Fee details ▸ 5 hours ago
-
No bonus
Apply - Free
40
✓ Account fee: free ✓ Deposit protection up to €100,000 ✓ Account switching service available
EUR Verified 21 Oct 2026 22 people clicked this month Fee details ▸ 5 hours ago
-
No bonus
Apply - Free

Editors' pick - Top 3

#1

Consorsbank - Consorsbank! Girokonto

#2

Openbank - BestGiro

#3

Santander Consumer Bank - BestGiro

See the full ranking - October 2026 →