Compare
Compare personal accounts in Germany
Found 42 offers · 24 institutions · data as of 21 Oct 2026 · Sorted by: Bonus
See the ranking of the best personal accountsOffer data checked: 21 Oct 2026
Links marked → are affiliate links. By clicking, you can support the site at no extra cost to you.
1
★ #1 Best offer
✓ Account fee: free
✓ Bonus: €25
✓ Deposit protection up to €100,000
✓ Account switching service available
25 EUR
bonus
2
✓ Account fee: €118.80/year
✓ Bonus: €100
✓ Deposit protection up to €100,000
✓ Account switching service available
50 EUR
bonus
3
✓ Account fee: €7.50/year
✓ Bonus: €75
✓ Deposit protection up to €250,000
✓ Account switching service available
EUR
Verified 21 Oct 2026
▸
6 hours ago
75 EUR
bonus
4
✓ Account fee: €58.80/year
✓ Bonus: €100
✓ Deposit protection up to €100,000
✓ Account switching service available
100 EUR
bonus
5
✓ Account fee: €15.00/year
✓ Deposit protection up to €999,999
✓ Account switching service available
EUR
Verified 21 Oct 2026
▸
6 hours ago
100 EUR
bonus
6
✓ Account fee: free
✓ Bonus: €100
✓ Deposit protection up to €100,000
✓ Account switching service available
100 EUR
bonus
7
✓ Account fee: €94.80/year
✓ Deposit protection up to €999,999
120 EUR
bonus
8
✓ Account fee: free
✓ Bonus: €120
✓ Deposit protection up to €999,999
✓ Account switching service available
120 EUR
bonus
9
✓ Account fee: €130.80/year
✓ Deposit protection up to €100,000
✓ Account switching service available
150 EUR
bonus
10
✓ Account fee: €118.80/year
✓ Bonus: €100
✓ Deposit protection up to €100,000
✓ Account switching service available
150 EUR
bonus
11
✓ Account fee: free
✓ Bonus: €150
✓ Deposit protection up to €100,000
✓ Account switching service available
150 EUR
bonus
12
✓ Account fee: free
✓ Bonus: €150
✓ Deposit protection up to €100,000
✓ Account switching service available
150 EUR
bonus
13
✓ Account fee: free
✓ Deposit protection up to €100,000
EUR
Verified 21 Oct 2026
▸
6 hours ago
150 EUR
bonus
14
✓ Account fee: free
✓ Bonus: €170
✓ Deposit protection up to €100,000
✓ Account switching service available
170 EUR
bonus
15
✓ Account fee: €166.80/year
✓ Deposit protection up to €100,000
✓ Account switching service available
200 EUR
bonus
16
✓ Account fee: free
✓ Bonus: €200
✓ Deposit protection up to €100,000
✓ Account switching service available
200 EUR
bonus
18
✓ Account fee: €82.80/year
✓ Deposit protection up to €100,000
✓ Account switching service available
200 EUR
bonus
19
✓ Account fee: €47.40/year
✓ Bonus: €200
✓ Deposit protection up to €0
✓ Account switching service available
EUR
Verified 21 Oct 2026
▸
6 hours ago
200 EUR
bonus
20
✓ Account fee: €47.40/year
✓ Bonus: €200
✓ Deposit protection up to €0
✓ Account switching service available
EUR
Verified 21 Oct 2026
▸
6 hours ago
200 EUR
bonus
Editors' pick - Top 3
#1
Consorsbank - Consorsbank! Girokonto
#2
Openbank - BestGiro
#3
Santander Consumer Bank - BestGiro